27th Sep 2016 | Articles

Rowan Pennington-Benton has had his article, ‘Not all that glitters is gold‘, published in the latest edition of Solicitors Journal. It discusses legitimate expectations in times of financial crisis.


To what extent should the courts hold governments to public assurances given to groups of people? During periods of financial and economic turmoil, the question is an important and timely one. In United Policyholders Group v The Attorney General of Trinidad and Tobago [2016] UKPC 17 (the UPG case) the Privy Council confronted this issue, providing some guidance and clarification of the law on legitimate expectations.

The case concerned the collapse of CLICO, a major insurance company and part of the CL Financial group (CLF) – an organisation with assets totalling around 70 per cent of…

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